Cost of Debt Counselling Services
We offer a range of professional debt counselling services including:
- Debt management advice
- Assessing the over indebted status
of the client
- Handling and submitting the debt review
application on behalf of the client
- Notifying the creditors of the debt
review application and thus protected status of the client
- Setting up of a new budget for the
client
- Restructuring debt payments to creditors
- Negotiating lower interest rates and
reduced end totals with the creditors
- Appearing at the tribunal and court
on behalf of the client
- Consolidating the debt payments into
a single affordable monthly instalment
- Overseeing debt payments by the client
- Providing a debt clearance certificate
to the client once debt to the creditors has been settled.
The debt counselling services fees are included
in the monthly repayment to creditors. The law regulates such percentages
and as such you as the client will be protected.
Payment for the debt counselling services are
done at the end of the first month. You will not have to pay the
creditors during this period as you will already be under debt
review protection.
Payment to creditors normally takes place from
the end of the third month. If there are legal fees to be paid
for the court appearance and orders on your behalf, the payment
will be done at the end of the second month. With the National
Credit Act protecting the consumer you will not have to be concerned
about ridiculous amounts. The idea is to help you repay your debts
in an affordable manner. As such you as the consumer will not have
an additional payment burden.
Once one of our consultants have explained to you exactly what
debt review entails, how much it costs, and what the benefits and
implications are, you can make a decision. Our debt counsellors
will assess your level of indebtedness, your income, and personal
details. Once done, and the assessment shows that you are indeed
over indebted you will qualify for debt review. This can be in
24 to 48 hours.
Get immediate help to repay your debt. Contact
us for more information about our debt counselling
services.
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